Bank Validation Pricing Compared
Per-check pricing for Mintly, esortcode, postcoder.com, and Loqate, side by side.
How the pricing compares
Prices last verified: 10 July 2026
| Metric | Mintly | esortcode | postcoder.com | Loqate |
|---|---|---|---|---|
| Price per modulus check Based on 10,000 monthly checks | 0.96p | 2.4p | 3.0p | from 2.4p |
| Buy credits | Not required usage-based billing | Monthly subscription | Credits last 12 months | Credits last 12 months |
| Free Checks in trial | 100 cancel anytime, 14-day free trial | 50 | Not disclosed | Not disclosed |
| Onboarding Help | Unlimited Help during setup and ongoing support | Not disclosed | Onboading included | Not disclosed |
Mintly per-check price varies by plan – see full pricing plans for exact rates at each volume tier. Competitor figures are publicly listed prices / features at time of verification and are subject to change; see each provider's own site for current terms.
Why we're cheaper
Mintly runs cost-efficient infrastructure, and doesn't have a pushy sales team to pay. We also specialise in providing one service. Unlike other providers we don't provide postcode, address or geolocation services. We don't provide payment services. This allows us to focus on Bank Account validation services.
We aim to provide the best technology and customer support, at the best price possible.
It's as simple as that.
We created Mintly's APIs to provide better value to Enterprise customers. With a subscription you get:
- Unlimited checks on sort codes, bank accounts, IBAN and Swift.
- Free tier on each plan, then pay for what you use.
- Super fast response rates, averge under 50ms.
- Reliable availability at least 99.95% uptime.
- Onboarding and continued support.
- No minimum term. Cancel any time.
- Service Level Agreement for Enterprise plans.
What our customers say
"One of the easiest APIs I've ever worked with - integration was a breeze!"
Steven G.Lead Developer"Massive improvement on our exposure to risk in payments to incorrect beneficiaries."
Maria O.Finance Manager"Very impressed with the onboarding - Mintly helped us get up and running fast and the great communication made it easy"
Simon B.Operations Manager"Fast and accurate modulus checking from Mintly helps our business check payments will work first time."
David K.Head of Payments"The free trial gave us confidence that Mintly could deliver - really great support from the Mintly team."
Paul T.Product Owner